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Recommended Reading by Warren Buffet in his March 2013 Letter to Shareholders How speculation has come to dominate investment—a hard-hitting look from the creator of the first index fund. Over the course of his sixty-year career in the mutual fund industry, Vanguard Group founder John C. Bogle has witnessed a massive shift in the culture of the financial sector. The prudent, value-adding culture of long-term investment has been crowded out by an aggressive, value-destroying culture of short-term speculation. Mr. Bogle has not been merely an eye-witness to these changes, but one of the financial sector’s most active participants. In The Clash of the Cultures, he urges a return to the common sense principles of long-term investing. Provocative and refreshingly candid, this book discusses Mr. Bogle's views on the changing culture in the mutual fund industry, how speculation has invaded our national retirement system, the failure of our institutional money managers to effectively participate in corporate governance, and the need for a federal standard of fiduciary duty. Mr. Bogle recounts the history of the index mutual fund, how he created it, and how exchange-traded index funds have altered its original concept of long-term investing. He also presents a first-hand history of Wellington Fund, a real-world case study on the success of investment and the failure of speculation. The book concludes with ten simple rules that will help investors meet their financial goals. Here, he presents a common sense strategy that «may not be the best strategy ever devised. But the number of strategies that are worse is infinite.» The Clash of the Cultures: Investment vs. Speculation completes the trilogy of best-selling books, beginning with Bogle on Investing: The First 50 Years (2001) and Don't Count on It! (2011)

Italian billionaire Emiliano Cannavaro knows everyone has their price…Especially Lauren Westwood, the sister of his brother’s duplicitous wife and the only woman ever to come close to melting his cool defences! When tragedy strikes, Emiliano will gain custody of his young orphaned nephew – even if the boy is currently under Lauren’s care.Innocent Lauren isn’t the gold-digger he believes, and she won’t be bought! But when Emiliano offers her an ultimatum – come to his house in the Caribbean with the child or see him in court – she chooses to face him head-on. She’ll not give up without a fight – and it promises to be explosive!Discover more at www.millsandboon.co.uk/elizabethpower

HBO’s hit series A GAME OF THRONES is based on George R. R. Martin’s internationally bestselling series A SONG OF ICE AND FIRE, the greatest fantasy epic of the modern age. A CLASH OF KINGS is the second volume in the series.Throughout Westeros, the cold winds are rising.From the ancient citadel of Dragonstone to the forbidding lands of Winterfell, chaos reigns as pretenders to the Iron Throne of the Seven Kingdoms stake their claims through tempest, turmoil and war.As a prophecy of doom cuts across the sky – a comet the colour of blood and flame – five factions struggle for control of a divided land. Brother plots against brother and the dead rise to walk in the night.Against a backdrop of incest, fratricide, alchemy and murder, the price of glory is measured in blood.

The third and final book in the epic HOUSE OF SECRETS series. Get ready for another roller coaster ride of an adventure!The Walker kids – Cordelia, Brendan and Nell – may have saved the world, but they can’t save their home and must leave Kristoff House. Things can’t get any worse, but then…Turns out the Wind Witch is still alive and planning an invasion. To defeat her the Walkers must return to the book world, split up and embark on a dangerous quest – facing aliens, dinosaurs and monstrous creatures from the deep.The Walkers always have each other’s backs, but must go it alone in their most important mission yet. And this time, if they fail, there’s no coming back…

Join Tom on an incredible treasure hunt through time and battle history’s mightiest warriors. The first book in a new time-travelling series – perfect for fans of Beast Quest.When ten-year-old Tom accidentally smashes a statue in a museum he releases Isis, a young Egyptian mummy who has been imprisoned for thousands of years. To break an ancient curse, the duo must travel back in time to find six hidden amulets – battling Gladiators, Knights, Greeks, Vikings, Pirates and Egyptian Warriors!On Tom and Isis’s first adventure they arrive in Ancient Rome. To find the amulet they will have to fight the fiercest gladiator who ever lived!