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Community banking can flourish in the face of fintech and global competition with a fresh approach to strategy Bankruption + Website offers a survival guide for community banks and credit unions searching for relevance amidst immense global competition and fintech startups. Author John Waupsh is the Chief Innovation Officer at Kasasa, where he helps spearhead financial product development and implementation across hundreds of institutions. In this guide, he draws on more than a decade in the industry to offer clear, practical advice for competing with the megabanks, direct banks, non-banks, and financial technology companies. The discussion separates futurist thinking from today's realities, and dispels common myths surrounding the U.S. community banking model in order to shed light on the real challenges facing community banking institutions. It follows with clear solutions, proven strategies, and insight from experts across banking and fintech. All arguments are backed by massive amounts of data, and the companion website provides presentation-ready visualizations to help you kickstart change within your team. In the U.S. and around the globe, fintech companies and non-banks alike are creating streams of banking services that are interesting, elegant, and refreshing—and they're winning the hearts and minds of early adopters. Not a one-size-fits-all approach, this book offers many different tactics for community banks and credit unions to compete and flourish in the new world. Analyze fintech's threat to the community banking model Learn where community banking must improve to compete Disprove the myths to uncover the real challenges banks face Adopt proven strategies to bring your organization into the future Community banks and credit unions were once the go-to institutions for local relationship banking, but their asset share has been on the decline for three decades as the big banks just got bigger. Now, fintech companies are exploiting inefficiencies in the traditional banking model to streamline service and draw even more market share, as community banking executives are left at a loss for fresh tactics and forward-looking strategy. Bankruption + Website shows how community banks can be saved, and provides a proven path to success. Получить ссылку |
Lean Six Sigma Banking. Быстрый старт 100 проектов
Автор: Александр Казинцев
Год издания:
Цель этой книги – рассказать, как адаптировать популярную во всем мире методику Lean Six Sigma к банковским процессам и специфическим российским условиям. «Быстрый старт 100 проектов» – популярное изложение технологии выполнения LSS проектов, разработанной автором для массового обучения сотрудников российских банков. Её эффективность подтверждается сотнями успешных проектов и миллионами долларов экономии каждый год. Книга написана понятным языком, может использоваться для самостоятельного изучения технологии или в качестве теоретического материала семинаров-практикумов.
Survive!
Автор: Helen Brooke
Год издания:
A Starter level Oxford Bookworms Library graded reader. Written for Learners of English by Helen Brooke.
You are in a small plane, going across the Rocky Mountains. Suddenly, the engine starts to make strange noises…
Soon you are alone, in the snow, at the top of a mountain, and it is very, very cold. Can you find your way out of the mountain?
Yagnob Valley – Nature, history, and chances of a mountain community development in Tadjikistan / Долина р. Ягноб – природа, история и возможности развития горной общины в Таджикистане
Автор: A. Gunya
Год издания:
Долина р. Ягноб в своей верхней части представляет собой пример изолированного периферийного района, типичного для высокогорных районов Азии и в особенности Таджикистана, где почти каждая высокогорная долина имеет свой неповторимый этнокультурный уклад и формы ресурсопользования с высокой степенью адаптации к природным условиям. Объективная природная изолированность Ягнобской долины способствовала сохранению в ее верховьях уникального народа – ягнобцев, язык которых близок к древнесогдийскому языку, относящемуся к восточно-иранской языковой группе. Жесткая зависимость характера природопользования от природных условий и процессов, а также удаленность и низкая доступность ограничили развитие и применение новых методов хозяйствования. В работе делается акцент на исследование пространства существования (экзистенциального пространства) ягнобцев, модель которого описывает характер использования земель, сопровождаемые при этом риски и возможные пути к их преодолению. В пределах нынешнего характера природопользования имеются четыре наиболее важных типа риска, угрожающих разрушению сложившихся природно-хозяйственных связей: агроклиматический риск, риск склоновых процессов, антропогенная деградация ландшафтов, социально-политический риск. The Yagnob Valley represents in its upper part an example of isolated peripheral area very typical for highlands of Asia and especially for Tadjikistan, where each mountain valley has its own unique ethnic and cultural style of life and land use structure highly adapted to natural conditions. The natural isolation of the Yagnob Valley was conductive to the preservation in its upper part of an unique ethnic group – the Yagnobis whose language is very similar to the Ancient Sogdian language attributed to the East-Iranian language group. A strict dependence of land use type on natural conditions and natural processes as well as the peripheral positions and low accessibility limited the development and application of new economic methods. The study is undertaken with respect to model of the existential space of Yagnobi community affecting land use, risks and possibilities for survival. Within the limits of the existing structure of the natural resources use there are four very important types of risks that threaten to destroy existing relationship between the natural environment and the local economy: agroclimatic risk, risk of slope processes, anthropogenic degradation, the social and political risk.
Financial Markets, Banking, and Monetary Policy
Автор: Thomas Simpson D.
Год издания:
Praise for Financial Markets, Banking, and Monetary Policy “A lucid treatment that takes on board shadow-banking, Dodd-Frank, the zero lower bound, and forward guidance. In short, all the key post-crisis issues.” —Anil Kashyap, Edward Eagle Brown Professor of Economics and Finance, University of Chicago “The financial sector is a vital component of the US economic machinery. The Federal Reserve works within this sector to promote its congressional mandates of maximum employment and low inflation. Unfortunately, the contribution of the financial system to the economy’s performance is not well understood. Students of standard college courses on money, banking, and monetary policy often find that the textbooks have not kept pace with the evolution of the financial sector, including the rise of securitized finance and the Federal Reserve’s evolving monetary operations. Tom Simpson’s book represents a huge step forward in this regard. His comprehensive exposition of the essential parts of the financial system and modern explanation of how the Federal Reserve supports the economy gives readers a much better understanding of the US financial system and the Federal Reserve.” —James Glassman, Managing Director and Head Economist for the Commercial Bank, JPMorgan Chase & Co. “Financial Markets, Banking, and Monetary Policy by Tom Simpson provides a comprehensive introduction to the financial system, including the markets, institutions, and mechanisms of finance, as well as the role of the Federal Reserve and monetary policy. The economic principles underlying finance are woven through the chapters, and the book includes an insightful introduction into the causes of and responses to the recent financial crisis. Tom Simpson has had a front-row seat on financial developments in recent decades and has written a book that provides an ideal introduction to the financial system and monetary policy.” —Dan Sichel, Professor of Economics, Wellesley College
Modern Islamic Banking. Products and Processes in Practice
Автор: Natalie Schoon
Год издания:
A complete, detailed guide to modern Islamic banking fundamentals Modern Islamic Bankingprovides a comprehensive, up-to-the-minute guide to the products, processes and legal doctrines underlying Islamic banking. Written by a pioneering practitioner in the field, this book provides thorough guidance and expert-level perspective on the principles and applications of this alternative-banking model. You'll begin by learning the fundamentals, vocabulary and key concepts of Islamic banking, then explore key products including istisna'a, murabaha, musharaka, ijara, sukuk, and salam. Coverage then moves into practical applications of Islamic products to a variety of contexts including asset management, treasury, risk management, venture capital, SME finance, micro-finance and taxation. Regulatory frameworks are discussed in detail, including extensive coverage of post-financial crisis Islamic bank valuation. Islamic banking has experienced rapid growth over the past decade, a trend that is set to continue given the sector's successful weathering of the financial crisis. This book brings you up to speed on this alternative way of banking, and shows you how it applies within your own current practices. Understand the principles of Islamic banking and finance Learn the products, vocabulary and key concepts of the field Consider the applications in a variety of financial contexts Explore the regulatory frameworks and valuation of Islamic banks Islamic banking practices differ from Western banking in fundamental ways – it's these differences that shielded the sector during the global crisis, but they also require practitioners to understand a whole new set of rules, products and practices. Modern Islamic Banking gives you a solid understanding of the fundamentals and expert insight into modern practical applications.
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