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The first edition of BANK 2.0—#1 on Amazon's bestseller list for banking and finance in the US, UK, Germany, France, and Japan for over 18 months—took the financial world by storm and became synonymous with disruptive customer behaviour, technology shift, and new banking models. In BANK 3.0, Brett King brings the story up to date with the latest trends redefining financial services and payments—from the global scramble for dominance of the mobile wallet and the expectations created by tablet computing to the operationalising of the cloud, the explosion of social media, and the rise of the de-banked consumer, who doesn't need a bank at all. BANK 3.0 shows that the gap between customers and financial services players is rapidly widening, leaving massive opportunities for new, non-bank competitors to totally disrupt the industry. «On the Web and on Mobile, the customer isn't king—he's dictator. Highly impatient, skeptical, cynical. Brett King understands deeply what drives this new hard-nosed customer. Banking professionals would do well to heed his advice.» —Gerry McGovern, author of Killer Web Content

A must read if you’ve read and loved Zoe Folbigg’s The Note, David Nicholls’ One Day and Netflix’s smash hit show Love SickA gorgeously romantic and hilariously funny rom com about love in all its forms, the power of friendship and f*cking up in your 20s…Boy meets girls…Alex Bradley can't help but feel that life is rather passing him by. And not just life – promotions, invitations, romance; the girl he loves only has eyes for his flatmate and his 9-5 job as the Immigration department skivvy is slowly numbing his soul. Until he meets Nadia.Girl meets boy…Nadia Osipova is running out of time. With no money, no lawyer and a totally fictitious boyfriend, she’s got one last summer and one last appeal before the British government deport her back home.Girl gets deported?It's going to be a bumpy ride, one she's dragging her new friend Alex along for. As Nadia races through a list of all her favourite London adventures, for what may be the last time, Alex can’t help but start to see the city, and his life, through Nadia’s eyes.From hazy summer days on the Common and heady nights in Soho’s basement bars, to twilight walks along the Southbank, will Alex realise what he’s got before it’s too late?Funny, addictive and always honest, this is a love letter to London, friendship and the unexpected from the author of the bestselling The Best Thing I Never Had.

The final volume of the critically acclaimed Squire Quartet, available for the first time as an ebook.Having abandoned Britain to its recession, architectural historian Roy Burnell operates out of Germany, attempting to hold the world together culturally. Moving around the more outrageous parts of the globe, his task is to list architectural gems threatened by war, history and human awfulness.Such is man’s ingenuity, however, that Burnell’s mind is also threatened. Someone has stolen a chunk of his memory – ten years in fact. This chunk, and in particular the more salacious bits, such as his marriage to Stephanie, has been chopped up, recorded in e-mnemonicvision and sold to lovers of soft porn everywhere.First published in 1994 and unavailable for some time. Features a new introduction by the author.

AN IMPOSSIBLE CHOICE Some might call it a proposal. Violet Burton knows it’s blackmail, and she refuses to give in. She won’t marry the unscrupulous banker who holds the mortgage on her Virginia home. Instead, she’ll find employment in New York City, earning enough to pay her debts before returning home. Virginia’s where she belongs…even if reconnecting with childhood friend Michael Heaton makes her long to stay permanently at his mother’s boarding house.The freckle-faced little girl Michael knew is now a lovely woman. Helping Violet find her way is a simple act of friendship—at least at first. But soon he’ll do anything to keep her safe, and hope she’ll see that the home she seeks is one they can share together.

Christy Haviland served eight months in prison, giving birth behind bars to the child of the man who put her there and might yet destroy her. Now she's free again, but what does that mean?As smart as she is, a learning disability has kept her from learning to read. And that's the least of her hurdles.Georgia Ferguson, talented educator, receives a mysterious charm bracelet that may help her find the mother who abandoned her at birth. Does she want to follow the clues, and if she does, can reticent Georgia reach out for help along the way?Both women are standing at a crossroads, a place where unlikely unions can be formed. A place where two very different women might bridge the gap between generations and education, and together make tough choices.Somewhere between the townships called Luck and Trust, at a mountain cabin known as the Goddess House, two very different women may even, if they dare, find common ground and friendship.