Скачать книгу - Mobsters, Unions, and Feds

The vast majority of Canadians are blissfully unaware that every man, woman and child in Canada now owes a $35,000 share of government debt and must pay this back, with interest! Make no mistake, this debt will change our country and affect every single Canadian in the decades to come. You may think you have planned for your retirement and are safe, but the government must find a way to recover this borrowed money, and they can only do that by raising your taxes and reducing your hard-earned benefits. How did this debt come about, and why can't we simply pay it off? Pension Ponzi lays the blame squarely at the feet of the politicians who refused to stand up to Canada's public sector unions. The fact is Canada's public sector, which accounts for 20% of the workforce, has been grossly overpaid relative to their counterparts in the private sector with cushy pensions paid for with your taxes and new debt. There is no denying that the country does not have the financial resources to ensure that the next generation of Canadians will have the same standard of living as the ones before it-or to support our growing seniors population. Meeting our public sector pension obligations will break the current social safety net that is a pillar of the Canadian way. Can you escape this bleak future? Can you afford to live longer? Nationally-recognized pension expert Bill Tufts and award-winning journalist Lee Fairbanks explore how this catastrophe came about and then suggest ways that government can fix what's broken, and how you as an individual can protect yourself from the financial calamity that is about to engulf Canada.

Working Hard for the American Dream examines the various economic, social, and political developments that shaped labor history in the United States from World War I until the present day. Presents an overview of labor history that also considers women workers, ethnic America, and post-World War II workers Incorporates the most recent scholarship in labor history Takes the story of labor up to the present day in a readable and accessible manner

The financial services industry is undergoing significant change, which has added challenges for institutions assessing their operations and internal controls for regulatory considerations. This 2016 edition of this industry standard resource offers clear and practical guidance of audit and accounting issues such as transfers and servicing, troubled debt restructurings, financing receivables and the allowance for loan losses, and fair value accounting. It also provides direction for institutions assessing their operations and internal controls for regulatory considerations. New and existing regulatory reporting matters are also covered, including updates resulting from the Dodd-Frank Wall Street Reform and Consumer Protection Act and BASEL III implementation. Key Benefits Include: • Coverage of regulatory updates from key industry regulators (FDIC, OCC, Federal Reserve and NCUA) • Coverage of Basel III capital rulings that implement both the Basel III capital framework issued by the Basel Committee on Banking Supervision and certain requirements imposed by the Dodd-Frank Act • Illustrative auditors’ reports • Appendix which highlights FASB ASU No. 2014-09,?Revenue from Contracts with Customers (Topic 606) • Appendix which highlights an overview of statements on quality control • A new appendix which highlights FASB ASU No. 2016-02,?Leases • A new appendix which highlights FASB’s project on accounting for financial instruments, including an overview of FASB ASU No. 2016-01,?Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities, and FASB ASU No. 2016-13,?Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments

The 2017 edition of this industry standard resource offers clear and practical guidance of audit and accounting issues such as transfers and servicing, troubled debt restructurings, financing receivables and the allowance for loan losses, and fair value accounting. It also provides direction for institutions assessing their operations and internal controls for regulatory considerations as well as discussions on existing regulatory reporting matters. Updates include: SAS No. 132, The Auditor's Consideration of an Entity’s Ability to Continue as a Going Concern SSAE No. 18, Attestation Standards: Clarification and Recodification Note: FASB ASU No. 2016-13 will have a significant impact on the guide; however, incorporation of guidance will not occur until the 2018 or 2019 edition of the guide.

With roughly 25% of those teaching college classes belonging to a union, higher education is one of the most heavily organized industries in the United States. Substantial research-based literature exists as scholars have been studying the topic for a half of a century. Following an overview of its history and context, this monograph synthesizes and analyzes the existing research on faculty and graduate student unionization. It points to evolving understandings of faculty attitudes regarding collective bargaining and the findings on the relationships between unionization and compensation, satisfaction, procedural protections, organizational effectiveness, and related issues for tenure-line faculty. Additional chapters consider the more limited research on non-tenure-line faculty and graduate student instructors. As such, this monograph illuminates the accepted understandings, contested arguments, and the substantial gaps in understandings that remain. This is the third issue of the 43rd volume of the Jossey-Bass series ASHE Higher Education Report. Each monograph is the definitive analysis of a tough higher education issue, based on thorough research of pertinent literature and institutional experiences. Topics are identified by a national survey. Noted practitioners and scholars are then commissioned to write the reports, with experts providing critical reviews of each manuscript before publication.